Settlement Agent Perth

Mint Settlements is striving to be the premier settlement agent in WA serving its clients across Perth and Western Australia.

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Hints & Guides

Checklist for Selecting a Settlement Agency.

If your removal truck is packed to the brim and waiting to unload at your new property, now is the time you will want to know that your settlement agent has covered all bases to make sure your property settles on time.

For a free checklist to assist you select a professional settlement agent ring our freecall number 1300 664 855 or click on info@mintsettlements.com.au and ask for your free copy.

The settlement agency who can answer YES to all the questions on the check list deserve your business. If not then appoint Mint to handle your next settlement.

Buyers Hints

So that you do not incur penalties when purchasing a property:

1. Allow yourself plenty of time to complete the conditions

Packing and moving is hectic so allow sufficient time to obtain your finance approval and satisfy all the relevant conditions of your Offer and Acceptance in order to complete your settlement. Fulfilling these commitments can be very time consuming so allow sufficient time when writing up your conditions eg. 14 days for a structural report and 28 days for settlement.

2. Finance Approval

When writing up an Offer and Acceptance remember that financial institutions require at least 14 - 21 days from acceptance of contract to approve your loan and 28 days from finance approval to effect the settlement.

3. Offer and Acceptance Conditions

When requesting conditions on an Offer and Acceptance, make sure it is stated which party should action it, who will pay for it, when it is to be completed by and what is to happen if it is not satisfactory. If you want something to remain in the property which is out of the ordinary, it is important to clearly note it in writing on the contract.

4. Stamp Duty

In accordance with the Joint Form of General Conditions, it is a condition that a duly executed and stamped Transfer of Land is handed to the sellers prior to settlement. Remember to make arrangements with your financial institution to have these funds available when you return your signed Transfer of Land to your settlement agent. If your settlement agent is unable to provide to the seller's settlement agent a duly executed and stamped Transfer of Land you may jeopardize your rights under the Joint Form Of General Conditions. You can also click on "Why I have to pay stamp duty in advance?" for more information.

5. Provide your settlement agent with current contact information

It is important that your conveyancer can keep you informed and seek your advice if anything unusual develops that might delay your settlement. Remember to provide contact information for any temporary changes of address, workplace, holiday plans or working away

Sellers Hints

So that you do not incur penalties when selling a property:

1. Allow yourself plenty of time

This is an important life event so allow yourself sufficient time to find yourself another place to live. It is also important to allocate enough time to organize your discharge of mortgage. Fulfilling these commitments can be very time consuming.

2. Discharge of Mortgage

A Discharge of Mortgage Authority needs to be signed and given to your bank to enable them to clear your debt. They require at least 28 days from receipt of the signed authority to perform this process so allow sufficient time from when your contract becomes unconditional.

3. Fixed items to be included

Any items fixed to the property such as a TV aerial, air conditioner, dishwasher, curtains etc cannot be removed from the property unless stated on the Offer and Acceptance. Check the Offer and Acceptance contract carefully and leave behind everything that is clearly noted in writing on the contract.

4. Your obligations

Understand clearly your obligations, because if a condition is not fulfilled it will definitely delay your settlement. Note in writing on the contract if any household items are not working and you will not be fixing it prior to settlement.

5. Provide your settlement agent with current contact information

It is important that your conveyancer can keep you informed and seek your advice if anything unusual develops that might delay your settlement. Remember to provide contact information for any temporary changes of address, workplace, holiday plans or working away.

6. Payment of rates

If you have received a rate notice, advise your settlement agent before paying it.